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High risk Unauthorised firms

Pilotrade AI Flagged by the FCA: Check the Firm Before You Invest

The FCA's record for Pilotrade AI is among the shortest on the Warning List: a name that promises trading by artificial intelligence, and a single web address.

The FCA's record

The FCA states that Pilotrade AI has no authorisation and may be targeting people in the UK.

The only contact detail on the entry is the website www.pilottradeai.com, which spells trade with a double t while the name uses a single t. No email address, telephone number or postal address is recorded.

What the absence of authorisation means

Without FCA authorisation, a customer of Pilotrade AI could not take a complaint to the Financial Ombudsman Service, and a loss would not be covered by the Financial Services Compensation Scheme.

If a bank transfer to a fraudster was made on or after 7 October 2024, the Payment Systems Regulator's reimbursement rules may apply, and the claim should be raised with the paying bank without delay.

The letters AI in the name present the service as trading carried out by software. An investor cannot inspect that software or test its results, and a description of technology says nothing about whether the firm offering it may lawfully manage a customer's money. The question that can be answered is which firm operates the platform: its legal name should be found and searched on the FCA Register, and the receiving account checked through Confirmation of Payee, before any deposit.

Source: FCA Warning List → · Published 12 October 2026 by the FCA · Summarised by MetaAshes 15 October 2026

This summary states only the facts published by the FCA at the time of writing. It is not financial or legal advice, and the FCA's own listing is the current record.