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High risk Unauthorised firms

Hope Fund Bank (hopefundbank.com) on the FCA Warning List: Check Before You Pay

Hope Fund Bank joins two financial labels in a single name, a fund and a bank, and the FCA's record shows that the firm holds no authorisation for either.

The FCA's record

Hope Fund Bank holds no FCA authorisation, and the FCA considers that it may be targeting people in the UK.

The entry lists the website www.hopefundbank.com and the email address support@hopefundbank.com. No telephone number or postal address is given.

What the absence of authorisation means

Money paid to Hope Fund Bank would sit outside the Financial Ombudsman Service, which handles complaints only about firms the regulators have authorised, and outside the Financial Services Compensation Scheme.

A bank transfer made to a fraudster on or after 7 October 2024 may be reimbursed under the Payment Systems Regulator's rules, and the first step is to report the payment to the bank that sent the money.

A bank and a fund are different products with different protections. A deposit held with an authorised bank is covered by the FSCS up to £120,000 per person, while money placed in a fund is invested and can fall in value. A name that uses both words leaves unclear what the customer would actually be buying. Any offer under this name should be traced to an authorised firm on the FCA Register, the product identified as either a deposit or an investment, and the receiving account checked through Confirmation of Payee before any money moves.

Source: FCA Warning List → · Published 12 October 2026 by the FCA · Summarised by MetaAshes 15 October 2026

This summary states only the facts published by the FCA at the time of writing. It is not financial or legal advice, and the FCA's own listing is the current record.